History
Clear Lake is said to have been formed more than 2 million years ago. Mt. Konocti formed gradually through a number of volcanic episodes. Pomo Indians settled the area over 10,000 years before Spanish soldiers arrived in 1821. By the mid 1800s, the area was being settled by pioneers and Europeans. After being part of Mendocino, Colusa, and Napa counties, Lake County was formed on May 20, 1861. The county’s name derives from the many lakes in the area, most prominently Clear Lake.
Distance/ Driving Times
From San Francisco: 110 miles, approximately two hours
From Sacramento: 110 miles, approximately two hours
From Pacific Coast: 70 miles, approximately an hour and a half
Location and Size
Lake County is in Northern California, north of the San Francisco Bay Area. It is slightly inland from the Pacific Ocean. It is bordered by Napa, Sonoma, Mendocino, Glenn, Colusa, and Yolo counties.
Lake County covers an area of 1,327 square miles. The highest peak in Lake County is Snow Mountain at 7,056 feet in the wilderness area of the Mendocino National Forest.
History
Clear Lake is said to have been formed more than 2 million years ago. Mt. Konocti formed gradually through a number of volcanic episodes. Pomo Indians settled the area over 10,000 years before Spanish soldiers arrived in 1821. By the mid 1800s, the area was being settled by pioneers and Europeans. After being part of Mendocino, Colusa, and Napa counties, Lake County was formed on May 20, 1861. The county’s name derives from the many lakes in the area, most prominently Clear Lake.
Location and Size
Lake County is in Northern California, north of the San Francisco Bay Area. It is slightly inland from the Pacific Ocean. It is bordered by Napa, Sonoma, Mendocino, Glenn, Colusa, and Yolo counties.
Lake County covers an area of 1,327 square miles. The highest peak in Lake County is Snow Mountain at 7,056 feet in the wilderness area of the Mendocino National Forest.
Distance/ Driving Times
From San Francisco: 110 miles, approximately two hours
From Sacramento: 110 miles, approximately two hours
From Pacific Coast: 70 miles, approximately an hour and a half
Helpful Links
Appraisers
Daniele Adams
1775 Ridge Road, Ukiah
Phone: 707-292-5290 Fax: 707-313-0573
License #: AR030488
[email protected]
www.abc-appraisals.com
Leslie Puppo
P.O. Box 529, Kelseyville
Phone: (707) 279-9393 Fax: (707) 279-2781
License #: AR027616
[email protected]
120 N. Forbes Street
Phone: 263-8633 Fax: 263-7433
License #: AG015663
[email protected]
708 Gravenstein Hwy. Sebastopol, CA 95472-2808
Phone: (707) 823-2760 Fax: (707) 829-9020
License #: AR018111
[email protected]
Residential Appraiser Lake, Mendocino, Sonoma, Napa Counties
P.O. Box 1066, Windsor, CA 95492
Phone: (707) 540-3969
License #: AL029609
[email protected]
www.espostiassociates.com
PO Box 341, Redwood Valley, CA 95479
Phone: (707) 425-5132 Fax: (707) 425-5133
License #: AR007455
[email protected]
gilkuhnappraisals.com
1101 Helen Avenue, Ukiah, CA 95482
Phone: (707) 671-2224
License #: AR029163
[email protected]
2600 Knolls Drive, Santa Rosa, CA 95405
Phone: (707) 542-9643 Fax: (707) 542-7153
License #: AG004101
[email protected]
15485 Rumsey RD, Clearlake, CA 95422
Phone: (707) 994-4700 Fax: (707) 994-4700
License #: AR005324
[email protected]
LAKECOUNTYAPPRAISALSVC.COM
601 N. Forbes Street
Phone: (707) 262-1338 Fax: (707) 279-2281
License #: AG014436
[email protected]
670 W Napa ST #H, Sonoma, CA 95476
Phone: (707) 939-0857 Fax: (707) 938-2755
License #: AG002078
[email protected]
www.millsvaluation.com
14290 Old Cazadero Road
Phone: (707) 604-7541
License #: AR016869
[email protected]
California Residential Appraisal Source
PO Box 72, Angwin, CA 94508
Phone: (323) 270-3339 Fax: (323) 417-5021
License #: AR027339
[email protected]
PO Box 2234, Windsor, CA 95492
Phone: (707) 695-0985 Fax: (707) 836-0864
License #: AL025221
[email protected]
3094 Buckingham WY, Nice, CA 95464
Phone: (707) 367-1690 Fax: (707) 274-4202
License #: AL039918
[email protected]
www.primaryappraisal.net
9185 Gray Rd., Middletown, CA 95461
Phone: (707) 928-1969 Fax: (707) 204-2101
License #: AR038091
[email protected]
Phone: (707) 485-1086 Fax: (707) 485-0278
License #: AR 010900
[email protected]
6043 34th Ave., Sacramento, CA 95824
Phone: (916) 505-1070
License #: AR010348
[email protected]
stallingsandassociates.net
1147 Page DR, Lakeport, CA 95422
Phone: (530) 513-0540 Fax: (707) 264-6566
License #: AR037661
[email protected]
PO BOX 117
Phone: (707) 987-2227 Fax: (707) 987-2329
License #: AG009880
[email protected]
PO Box 117, Middletown, CA 95461
Phone: (707) 987-2227 Fax: (707) 987-2329
License #: AG009880
[email protected]
www.rthomasandassociates.com
4507 Lake Ridge Rd, Ukiah, CA 95482
Phone: (707) 621-1056 Fax: (707) 485-1921
License #: AL037749
[email protected]
18565 Diamond Ridge Road, Lower Lake, CA 95467
Phone: (707) 994-0101 Fax: (707) 994-0102
License #: AR031982
[email protected]
www.vandergootappraisals.com
2784 Buckingham DR, Kelseyville, CA 95451
Phone: (707) 349-0949 Fax: (707) 279-1938
License #: AR006864
[email protected]
Flood Elevation Certificates
We are a small engineering firm, and have very competitive rates, especially with small projects such as elevation certificates, septic designs, and grading plans.
5565 Sunrise Drive, Kelseyville, CA 95451
Phone: (707) 279-4887 Fax: (707) 279-4829
[email protected]
vdwengr.com
Home Inspectors
Michael Johnson, Certified Professional Inspector
Phone: (707) 349-1475
[email protected]
Byron Duerksen, ACI, CMI
CERTIFIED MASTER INSPECTOR - Home / Commercial / Mold Inspections, HUD/FHA Inspector S0770 Extensive Background in construction & real estate sales. Inspecting in Lake County 15 years.
E&O Insurance, Free Recall Checks & 90 Day Warranty on Working Appliances & Mechanicals
PO Box 1833, Middletown, CA 95461
Phone: (707) 245-7545 cell/text Fax: 707-987-8552
License #: California Does Not License Home Inspectors
[email protected]
www.HouseCheckServices.com
PO Box 825, Cobb, CA 95426
Phone: (707) 318-6428
[email protected]
www.tcciinc.com
Home Warranty
Contact Karli Styles to learn more about a Home Warranty today!
Phone: (707) 217-7871
[email protected] (Karli Styles)
Insurance
Richard Hansen
Agent
Kelseyville, CA
Phone: (805) 501-5610
[email protected]
367 Lakeport Blvd.
Phone: (707) 263-7452 Fax: (800) 475-7716
[email protected]
www.farmersagent.com/jussery
650 N. Main St., Lakeport, CA 95453
Phone: (707) 263-7162 Fax: (866) 829-6066
[email protected]
lincolnleavitt.com
14848 Olympic Drive, Clearlake, CA 95422
Phone: (707) 995-0766 Fax: (707) 995-1652
[email protected]
www.farmersagent.com/tbechler
Pest Inspectors
4080 Main St/PO Box 1453 Kelseyville, CA 95453
Phone: (707) 279-1710 Fax: (707) 279-1490
[email protected]
David McGrath
Cell (707) 533-5551
PO Box 5622, Clearlake, CA 95422
Phone: (707) 994-6354
License #: PR5770
[email protected]
Lenders
PO BOX 784
Phone: (707) 462-4526
[email protected]
Mike Rooney - Area Sales Manager
(707) 888-2000
755 4th St, Santa Rosa, CA 95404
Phone: (800) BAY-3703 Fax: (707) 581-2121
License #: NMLS #264613
[email protected]
bayeq.com
14866 Olympic Dr, Clearlake, CA 95422
Phone: (707) 546-6000
License #: 1689813
[email protected]
3333 Mendocino Ave, Suite 110, Santa Rosa, CA 95403
Phone: (707) 800-8083 Fax: (877) 344-9198
License #: NMLS#453569
[email protected]
www.freedommortgage.com
1215 K Street, Sacramento, CA 95814
Phone: (855) 740-8422 Fax: (916) 444-3219
[email protected]
www.gsfahome.org
Guaranteed Rate Mortgage is the 10th largest mortgage company in the United States. We also have the highest customer satisfaction rating in the industry. We love to lend at Guaranteed Rate!
I have been lending in Lake County for close to 10 years now and know the County inside and out. We offer conventional loans as low as 3% down and Jumbo loans with as little as 5% down. Also FHA and VA. Whether you are a first time homebuyer or a seasoned investor we will make sure you have an excellent experience.
737 Healdsburg, Healdsburg
Phone: (707) 478-0637 Fax: 872-206-4083
License #: 247743
[email protected]
www.rate.com/JenniferBeeston
We offer real estate financing for the public and the Realtor agent community. We focus on very competitive rates and personal service. We offer all the government programs including Fannie Mae; FHA and USDA rural zero down loans and government down-payment assistance are available as well as cash out refinancing for any purpose. Call for an appointment. You can pre-qualify right over the phone if you like
13300 E. Highway 20 Clearlake Oaks, CA 95423
Phone: (707) 998-5010 Fax: 1(800) 347-4840
License #: NMLS# 243951 & California BRE# 01271261
[email protected]
www.lakecountyhomeloans.com
PO Box 769, Kelseyville, CA 95451
Phone: (707) 279-4238 Fax: (707) 279-4030
[email protected]
Kim Bradley, Lakeport Branch Manager
963 11th Ave., Lakeport, CA 95453
Phone: (707) 263-3650 Fax: (707) 262-0499
[email protected]
www.mlcu.org
Joanne Sterzenbach
Sr. Mortgage Advisor
I've been lending in Lake County for over 11 years. Seasoned and experienced. Our service is fast and efficient and able to close on purchase transactions in 21 to 25 days on average. When you refer your client to me you can be sure I will do all I can to make sure their file closes.
We have a wide array of programs to offer our clients:
*Conventional financing with as little as 3% down
*FHA, VA, USDA
*Down Payment Assistance programs for Conventional and FHA Loans
*Jumbo loans with quick turn times and flexible underwriting
*Special programs for Professionals (Doctors, Lawyers etc...
737 South Point Blvd, Suite 1, Petaluma, CA 94954
Phone: (707) 217-7875 Fax: 866-635-8257
License #: 257092
[email protected]
www.opesadvisors.com/about-us/our-team/joanne-sterzenbach/
Christina Wilson, Senior Mortgage Advisor
I Have been lending in Lake County for over 17 years. I am a seasoned and experienced loan officer with over 25 years experience in the industry. At Opes, we offer very competitive rates and very flexible underwriting, so we can make things happen and get loans closed. Our average turn times for purchases are under 30 days - most closing within 21 to 25 days so you will receive the best and most efficient service.
Our product offerings are expansive with FHA, VA, USDA, down payment assistance, jumbo - all with excellent rates, flexible underwriting and of course quick and efficient service.
I look forward to working with you!
1265 North Dutton Avenue, Santa Rosa, CA 95401
Phone: (707) 484-4414 Fax: (707) 583-7716
License #: 278155
[email protected]
www.opesadvisors.com/about-us/our-team/christina-wilson/
Susan King, Branch Manager/Owner
PO Box 1616, Clearlake Oaks, CA 95423
Phone: (707) 998-3612 Fax: 888-761-8932
License #: CalBRE 00886345
[email protected]
Cesar Lopez
PO Box 156, Lakeport, CA 95453
Phone: (707) 263-7102 Fax: (707) 263-9164
[email protected]
www.savingsbank.com
Katie Kight, AVP Marketing
PO Box 156, Lakeport, CA 95453
Phone: (707) 263-7102 Fax: (707) 263-9164
[email protected]
www.savingsbank.com
Leana Teschner, NMLS #1542749
Mortgage Loan Originator
Lakeport, CA
(707) 533-6301
Debbie Howdyshell, NMLS #938256
Senior Mortgage Loan Originator
Clearlake Oaks, CA
(707) 695-6490
Our loan products for purchases and refinances, including manufactured homes:
• FHA
• VA
• USDA
• Conventional
• High Balance
• Jumbo
Fixed Rates and ARMS for:
• 30 year
• 25 year
• 20 year
• 15 year
• 10 year
At Stearns Home Loans, we know and understand that there are many nationwide lenders to select from. We strive to be your first choice – and, for all the right reasons! Service is of great importance. Being the very best requires having the loan products to meet your needs. Then, it’s all about execution; and managing the entire loan process from start to finish. It’s what we do! Our only business is home loans – Stearns is a direct lender with national presence. We’re big enough to offer competitive pricing and a variety of loan products, but small enough to spend time with you and understand your individual needs.
Thank you for choosing Stearns!
1265 N. Dutton Ave, Santa Rosa CA 95401
Phone: (707) 533-6301 Fax: 866-794-1822
License #: Branch NMLS #244074, Company NMLS #1854
[email protected]
www.stearns.com/lteschner
The Sterling Mortgage team has been helping home buyers throughout Northern California since 2001. Through our corporate office, American Pacific Mortgage, we are a member of a family of 170 branches located throughout 19 states. Our focus always has been and always will be, our Lake County community.
Being a part of this family allows us to provide the tools and expertise to assist our partners and their clients to close their transactions in an efficient and timely manner. With our Sterling Mortgage Mobile App, Realtors can follow the loan process directly through their Smartphone. Whether it’s getting that preapproval for their client, submitting necessary documentation or following the entire loan process through underwriting, the Sterling Mortgage App keeps our Realtor partners connected. Sometimes the old fashioned face to face meeting is what’s needed to get the job done and make everyone comfortable…our office doors in Lakeport` are always open for that , as well.
Sterling Mortgage has a proven track record of what we do best: getting results. We are approved directly with FHA, VA, Fannie Mae, Freddie Mac and USDA to allow the flexibility to provide our clients the most competitive mortgage that match their financial circumstances. Whether it’s a conventional or Jumbo loan, the Sterling Mortgage team will guide you through the process.
1002 11th Street, Lakeport, CA 95453
Phone: (707) 263-5142 Fax: (707) 263-5162
[email protected]
sterlinglakecounty.com
Steve Curtis
805 11th St, Lakeport, CA 95453
Phone: (707) 889-4750
[email protected]
umpquabank.com/scurtis
Arlene Maloney
One Home Campus MAC X2401-OAV
Phone: (515) 213-6500 Fax: (515) 213-6102
[email protected]
www.wellsfargo.com
Title Companies
343 Lakeport Blvd, Lakeport, CA 95453
Phone: (707) 263-0129 Fax: (707) 263-0901
[email protected]
18990 Coyote Valley Rd., Ste. 13, Hidden Valley Lake, CA 95467
Phone: (707) 928-3528 Fax: (866) 275-6741
[email protected]
www.firstam.com/title-ca/lake/html/about/1000.html
805 11th Street #B Lakeport, CA 95453
Phone: (707) 263-5686 Fax: (707) 263-7470
[email protected]
14280 Lakeshore Drive, Clearlake, CA 95422
Phone: (707) 994-6431 Fax: (707) 995-0155
[email protected]
Call For Results
Please contact Noble Realty for an Initial Consultation